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$399,900

1631 Massey Ln

Mckinney, TX
Active
4
Bedrooms
3.5
Bathrooms
0.15
Lot Size (acres)
2021
Year Built
20
Days On Market

A rare opportunity in Weston Ridge! This 4-bedroom, 3.5-bath McKinney home offers 2,274 square feet of thoughtfully designed living space and an **assumable FHA loan at 3.125%**, a rate well below today’s market. Built in 2021 and beautifully maintained, this two-story home features a flexible, functional floor plan with an open-concept kitchen, dining and family area that flows naturally for everyday living and entertaining. Four bedrooms provide flexibility for family, guests, a home office or multigenerational living. A 2-car garage adds everyday convenience. Qualified buyers may be able to assume the existing FHA loan and use secondary financing for the difference between the loan balance and purchase price. Ask for details about the FHA assumption process and buyer qualification requirements. Located in Weston Ridge with convenient access to US-75 and US-380, plus nearby shopping, dining and everyday essentials. Annual HOA dues are just $450.

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Listing Information

Listing Updated
3 days ago
Listed By
Loretta Sercy, 7203346799 · eXp Realty LLC, 8885197431
MLS#
21369775
Source
North Texas Real Estate Information Systems (NTREIS)
Status
Active

Facts & Features

Location

Community Information

Address
1631 Massey Ln, Mckinney, TX 75071
City
Mckinney
County
Collin
Neighborhood
Weston Ridge Ph 2
Zip Code
75071

Architecture

Bedrooms
4
Bathrooms
3.5
Year Built
2021
Style
Traditional
Construction Materials
Wood Siding, Brick, Concrete
Foundation
Slab
Roof
Composition
Levels
Two
Garage
Yes
Garage Spaces
2
Parking Features
Driveway, Attached, Garage Door Opener, Garage, Concrete, Garage Faces Front, Direct Access

Features & Amenities

Interior Features
High Speed Internet, Walk-In Closet(s), Pantry, Kitchen Island, Granite Counters, Double Vanity, Open Floorplan
Appliances
Dishwasher, Microwave, Refrigerator, Disposal, Gas Cooktop, Gas Water Heater, Electric Oven
Flooring
Laminate, Tile, Carpet
Exterior Features
Lighting, Rain Gutters
Patio and Porch
Covered, Patio, Front Porch
Community Features
Sidewalks, Curbs
Cooling
Ceiling Fan(s), Central Air
Heating
Natural Gas, Central

Property Features

Lot Size
0.15 Acres
Lot Features
Level, Cleared
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected

Square Footage

Total
2,274 sq. ft.

Tax & Financial Information

List Price
$399,900
Annual Taxes
$6,258
Association Fee
$450 (paid Annually)
Fee Includes
Maintenance Grounds

Schools

100/100
Willow Wood Elementary
Elementary · Grades KG–05 · 2.5 mi
City
McKinney
Students
930
Student body
50% White · 16% Hispanic / Latino · 15% Black
Free/reduced lunch
20%
Phone
(972) 837-2411
100/100
North Creek Elementary
Elementary · Grades KG–05 · 4.8 mi
City
Melissa
Students
414
Student body
72% White · 18% Hispanic / Latino · 6% Black
Free/reduced lunch
22%
Phone
(972) 837-4530
99/100
John A Baker
Elementary · Grades PK–05 · 4.1 mi
City
McKinney
Students
699
Parent reviews
5.0★ avg · 1 review
Student body
64% White · 13% Black · 12% Hispanic / Latino
Free/reduced lunch
21%
Phone
(469) 219-2120
99/100
Harry McKillop Elementary
Elementary · Grades KG–05 · 4.2 mi
City
Melissa
Students
725
Parent reviews
5.0★ avg · 2 reviews
Student body
61% White · 20% Hispanic / Latino · 10% Black
Free/reduced lunch
18%
Phone
(972) 837-2632
77/100
McKinney North High School
High · Grades 09–12 · 3.2 mi
City
McKinney
Students
2,160
Parent reviews
5.0★ avg · 1 review
Student body
47% White · 26% Hispanic / Latino · 18% Black
Free/reduced lunch
24%
Phone
(469) 302-4300
77/100
Jose De Jesus And Maria Luisa Vega Elementary
Elementary · Grades KG–05 · 3.7 mi
City
McKinney
Students
511
Parent reviews
5.0★ avg · 2 reviews
Student body
47% Hispanic / Latino · 28% White · 20% Black
Free/reduced lunch
60%
Phone
(469) 302-5100
71/100
Ruth And Harold Frazier Elementary
Grades M–M · 1.3 mi
City
McKinney
Parent reviews
5.0★ avg · 1 review
Phone
(469) 302-4000
69/100
Naomi Press Elementary
Elementary · Grades KG–05 · 2.5 mi
City
McKinney
Students
651
Parent reviews
3.8★ avg · 6 reviews
Student body
42% White · 28% Black · 22% Hispanic / Latino
Free/reduced lunch
33%
Phone
(469) 302-7600

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
08/28/2026Listed for sale$399,900

Listed by Loretta Sercy · eXp Realty LLC · 8885197431

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, North Texas Real Estate Information Systems (NTREIS). All rights reserved.

Last Updated: September 13, 2026 at 8:08 PM | Source: North Texas Real Estate Information Systems (NTREIS) | MLS#: 21369775

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